agricultural
financing

Agricultural financing extends beyond a single loan or transaction, encompassing a coordinated set of tools that support working capital, long-term investment and risk protection across the value chain. Rabo AgriFinance provides integrated agricultural financing solutions that combine lending, insurance and risk management to help operations navigate both opportunity and uncertainty.

Built by farmers for farmers, our approach to agricultural finance reflects deep industry understanding and supports producers through tailored agricultural financing services. Whether the need is a farm loan or broader capital planning, we focus on practical, reliable support aligned with real-world agricultural cycles.

A Comprehensive Approach to Agricultural Financing

Agricultural operations rarely rely on a single source of capital. A farm or agribusiness must balance liquidity, investment and risk protection throughout the production cycle. That is why a coordinated approach to agricultural financing is essential. By integrating capital, insurance and market tools into one strategy, operations can better manage volatility, align financing with production timelines and maintain flexibility as conditions change. Rabo AgriFinance works with clients for the long term, helping connect each financing solution into a cohesive financial plan.

Agricultural Financing Services

Rabo AgriFinance provides a full range of agricultural financing solutions designed to support both day-to-day operations and long-term growth. From working capital to equipment and land financing, our solutions are tailored to the unique cash flow cycles of agriculture.

Clean Energy Financing

Finance solar and renewable energy projects to reduce costs, improve operational efficiency and support long-term sustainability initiatives

Equipment Financing

Access to the broad range of DLL equipment financing products and services

Input
Financing

Access dedicated capital to purchase seed, fertilizer and other inputs needed to support crop production and maintain yield potential

Operating
Loans

Manage cash flow with flexible revolving lines of credit designed to support planting, harvesting and other recurring expenses

Real Estate Loans

Finance farmland acquisitions, facilities and long-term investments that strengthen the foundation of your agricultural operation

Agricultural Insurance Products

Agricultural insurance plays a critical role in protecting operations from production, price and revenue volatility. Rabo AgInsurance Services offers a full suite of agricultural financing products that include insurance solutions to help stabilize income and manage risk across changing market conditions.

Livestock

Dairy Revenue Protection

Guard against an unexpected decline in revenue on milk

Livestock Gross Margin

Protect your net income margins

Livestock Risk Protection

Protect against declining market prices

Pasture, Range, Forage

Policies to guard against loss of forage for feeding livestock

Crops

Area Risk Protection

Protect against widespread loss of yield in your county

Crop Hail
Coverage

Guard against weather damage

Revenue
Protection

Protect against price changes or production loss

Yield
Protection

Guarantees a yield based on production history

Markets Capabilities

Rabobank’s Markets capabilities help clients manage financial and commodity price risk through tailored hedging solutions. These tools complement financing and insurance strategies to create a more resilient operation and support more predictable financial outcomes

Interest Rate Hedging

Protect against rising interest rates and manage borrowing costs associated with variable-rate financing structures

Commodity Hedging

Manage price volatility across commodity markets to help stabilize revenue and input costs

“We understand the cycles of agriculture really well because it’s all we do, but we can bring more to the table than just financing”
John Steeves Head of Rural Business,
Rabobank North America