Agricultural Financing

We understand the dynamics of production agriculture around the world and close to home. Your relationship team will bring the resources and knowledge of a highly specialized global food and agriculture bank to your farm gate with agricultural finance products built to help you succeed.

Clean Energy

Rabobank is a leader in clean energy financing. We offer financing solutions to agribusiness operations that provide flexible and affordable options to acquire solar electricity systems, anaerobic digesters, and other technologies on a case-by-case basis.

Advantages of clean energy investments can be:

Save on electricity costs or gain an additional revenue stream
Reduce the variability in electricity costs
Achieve greater energy independence
Become more sustainable
Differentiate your products and services

Clean Energy Financing

Non-revolving lines of credit for system installation
Term loans for permanent financing
Once installation is complete and system is in production mode, line of credit converts to term loan for permanent financing

Available Payment Structures

Financing from 70% up to 100% of project cost
Up to 24 months for construction financing
Fully amortizing term loan

Ready to get started? Contact Greg Aguilar at Greg.Aguilar@rabobank.com or (805) 998-1786.

Equipment Finance

Rabobank offers flexible financing to meet your needs. Capital starts your operation and keeps it growing. Equipment lets you do your job more efficiently and competitively. The right financial solution helps you maximize both.

Rabobank has aligned with DLL, a wholly owned leasing subsidiary of Rabobank, to offer Equipment Finance. The alignment gives clients access to the broad range of DLL equipment financing products and services. DLL offers a wide variety of flexible equipment financing to meet the needs of your operation.

Inputs

Raboank’s Input Financing group offers financial solutions for growers and for input manufacturers and ag retailers.

Operating Loans

Need access to capital to keep your operation running smoothly through the year?

Rabobank has options for lines of credit to help you manage your asset needs.

Operating loans or Revolving Lines of Credit are available with maturities of one to two years or more depending on the type of loan. Payment frequency can be set for monthly, quarterly, semi-annually, annually, or, at maturity, for loans with a term of less than one year.

Revolving Lines of Credit (RLOC) provide a source of funds that can be used and paid back flexibly. Revolving Lines of Credit can be secured using a variety of assets including:

Inventories
Account Receivables
Equipment

Rabobank structures revolving lines of credit in a number of different ways, including equity lines of credit secured by real estate with the added benefit of longer terms and lower rates.

Real Estate

Real Estate Financing is an ideal way to purchase agricultural property. By financing the purchase you’ll have maximum flexibility.

If you need to construct facilities or otherwise develop the land, you can start working with Rabobank immediately on a construction loan or wait until market conditions are right for development. We work with you to identify the optimal loan-to-value ratio for your agribusiness while providing the most competitive interest rates possible. Features of real estate financing include:

Regional review by agribusiness credit experts
Payment options to match your anticipated cash flow
Multiple term options
A fixed or variable interest rate

Rabobank has experience in term loans for farmland, orchards and vineyards but also for purchase of livestock facilities including dairies, cattle ranches and commercial feedlots and poultry and swine facilities.