Clean Energy Financing
Rabobank is a leader in clean energy financing. We offer financing solutions to farm operations that provide flexible and affordable options to acquire solar electricity systems, anaerobic digesters, and other technologies on a case-by-case basis..
Advantages of clean energy investments can be:
- Save on electricity costs or gain an additional revenue stream
- Reduce the variability in electricity costs
- Achieve greater energy independence
- Become more sustainable
- Differentiate your products and services
Clean Energy Financing
- Non-revolving lines of credit for system installation
- Term loans for permanent financing
- Once installation is complete and system is in production mode, line of credit converts to term loan for permanent financing
Available Payment Structures
- Financing from 70% up to 100% of project cost
- Up to 24 months for construction financing
- Fully amortizing term loan
Ready to get started? Contact Greg Aguilar at Greg.Aguilar@rabobank.com or (805) 998-1786.
Equipment Finance
Rabobank offers flexible farm equipment financing to meet your needs. Capital starts your operation and keeps it growing. Farm equipment lets you do your job more efficiently and competitively. The right financial solution helps you maximize both.
Rabobank has aligned with DLL, a wholly owned leasing subsidiary of Rabobank, to offer Equipment Finance. The alignment gives clients access to the broad range of DLL equipment financing products and services. DLL offers a wide variety of flexible equipment financing to meet the needs of your operation.
Input Financing
Rabobank’s Input Financing group offers financial solutions for growers and for input manufacturers and ag retailers.
Borrowers who opt for input financing can use a product that provides an incremental line of capital to purchase your farm inputs and flexible payment options that can help improve your farm operation’s cash flow.
- Special term financing that allows you to take advantage of early season discounts and align crop year expenses to crop year revenues for improved cash flow
- A single account you can use to consolidate all your purchases–with one statement and one payment.
Operating Loans
Need access to capital to keep your operation running smoothly through the year?
Rabobank has options for lines of credit to help you manage your asset needs.
Operating loans or Revolving Lines of Credit are available with maturities of one to two years or more depending on the type of loan. Payment frequency can be set for monthly, quarterly, semi-annually, annually, or, at maturity, for loans with a term of less than one year.
Revolving Lines of Credit (RLOC) provide a source of funds that can be used and paid back flexibly. Revolving Lines of Credit can be secured using a variety of assets including:
- Inventories
- Account Receivables
- Equipment
Rabobank structures revolving lines of credit in a number of different ways, including equity lines of credit secured by real estate with the added benefit of longer terms and lower rates.
Real Estate
Real Estate Financing is an ideal way to purchase agricultural property. By financing the purchase with agricultural loans you’ll have maximum flexibility for your farm business.
If you need to construct facilities or otherwise develop the land, you can start working with Rabobank immediately on a construction loan or wait until market conditions are right for development. We work with you to identify the optimal loan-to-value ratio for your agribusiness while providing the most competitive interest rates possible. Features of real estate financing include:
- Regional review by agribusiness credit experts
- Payment options to match your farm business’ anticipated cash flow
- Multiple term options
- A fixed interest rate or variable interest rate
Rabobank has experience in agricultural lending for farmland, orchards and vineyards but also for purchase of livestock facilities including dairies, cattle ranches and commercial feedlots and poultry facilities.
